Looking for a feature-packed, stylish, and powerful car under ₹20 lakh? Whether you want an SUV, a sedan, or an electric car, this budget offers some fantastic options.
In this detailed comparison, we break down the top 5 cars under ₹20 lakh, covering:
✔ Price & Variants
✔ Engine & Performance
✔ Features & Tech
✔ Safety Ratings
✔ Pros & Cons
Let’s find your perfect ride!
1. Hyundai Creta (₹11 – ₹20.45 Lakh)
Best For: All-rounder SUV with premium features
✅ Pros:
✔ Best-in-class interiors (10.25-inch touchscreen, ventilated seats)
✔ Multiple engine options (1.5L NA, 1.5L Turbo, 1.5L Diesel)
✔ High safety (6 airbags, ESC, 5-star ASEAN NCAP)
❌ Cons:
✖ Top variants cross ₹20 lakh
✖ No hybrid option
Verdict: The king of mid-size SUVs—great balance of style, features, and performance.

2. Skoda Slavia (₹11.53 – ₹19.13 Lakh)
Best For: Driving enthusiasts who want a premium sedan
✅ Pros:
✔ Superb 1.5L TSI engine (150 BHP) – Fun to drive!
✔ European build quality – Solid & luxurious
✔ Big boot space (521L)
❌ Cons:
✖ No diesel option
✖ Service costs higher than rivals
Verdict: If you love driving dynamics & luxury, Slavia beats City & Verna.

3. Tata Harrier (₹15.49 – ₹19.49 Lakh)
Best For: Bold design + rugged performance
✅ Pros:
✔ Powerful 2.0L Diesel (170 BHP) – Best for highways
✔ 5-star safety (Global NCAP)
✔ Biggest cabin in the segment
❌ Cons:
✖ No petrol or automatic in lower variants
✖ Fuel efficiency lower than rivals
Verdict: A brawny SUV for those who love road presence & safety.

4. Maruti Grand Vitara (₹10.80 – ₹19.65 Lakh)
Best For: Fuel efficiency + Hybrid tech
✅ Pros:
✔ Strong Hybrid (Toyota tech) – 27+ kmpl!
✔ Reliable Maruti service network
✔ Sunroof & 360° camera in top variants
❌ Cons:
✖ Hybrid version is expensive
✖ Less powerful than Creta/Taigun
Verdict: The most fuel-efficient SUV under ₹20 lakh.

5. MG ZS EV (₹18.98 – ₹20.88 Lakh, after subsidies)
Best For: Electric car lovers
✅ Pros:
✔ Zero petrol costs! 461 km range (claimed)
✔ 5-star safety (Global NCAP)
✔ Premium features (panoramic sunroof, connected tech)
❌ Cons:
✖ Charging time (fast charge: 50 min)
✖ Top variant crosses ₹20L
Verdict: The best electric SUV in this budget.

Comparison Table: Top 5 Cars Under ₹20 Lakh
Model | Price (₹) | Engine | Power | Mileage | Key Features |
---|---|---|---|---|---|
Hyundai Creta | 11L-20.45L | 1.5L Petrol/Diesel | 115-160 BHP | 16-21 kmpl | 10.25″ Screen, Ventilated Seats |
Skoda Slavia | 11.53L-19.13L | 1.5L TSI | 150 BHP | 18-20 kmpl | German Build, Big Boot |
Tata Harrier | 15.49L-19.49L | 2.0L Diesel | 170 BHP | 14-16 kmpl | 5-Star Safety, Spacious |
Maruti Grand Vitara | 10.80L-19.65L | 1.5L Hybrid | 103 BHP | 27+ kmpl | Toyota Hybrid Tech |
MG ZS EV | 18.98L-20.88L | Electric | 176 BHP | 461 km/charge | 5-Star, Sunroof |
Which Car Should You Buy?
- Best Overall: Hyundai Creta (features + safety)
- Best Driving Experience: Skoda Slavia (fun & premium)
- Best Hybrid: Maruti Grand Vitara (27+ kmpl)
- Best Electric: MG ZS EV (no petrol, low running cost)
- Best for Safety & Space: Tata Harrier (5-star, rugged)
Final Verdict
The ₹20 lakh segment is more competitive than ever—whether you want an SUV, sedan, or EV, there’s a perfect option.
Which one would you pick? Let us know in the comments! 🚗💨
(Prices ex-showroom may vary by location.)